Everything For Nothing

Education has become so expensive today that most students cannot afford it on their own. Most students today have to take student loans to fund their education. Not to be confused with scholarship or grant, this is an unsecured loan. The repayment of the loan starts after a period of six months from the completion of the education that was funded by the loan. The idea behind this is to give the student an opportunity to get settled into a good job and plan his repayment in a way to clear off the debt in the minimum time period. At times students take 2 or 3 different loans to fund their education.

Pay One Pay All

When a student has multiple loans to repay, after completion of his education, he can opt to consolidate it. This will leave him with only one loan to repay. This will not only make his planning easy but also reduce the hassles of repayment.

Student Loan Consolidation: Pros

A student loan consolidation has many advantages which can be utilized by the individuals when they plan to start paying off their loans. Since the individual has only started at a job and is not earning a lot, consolidation can be a big advantage because it reduces the monthly payment. This may be the case because of one of the two reasons. Firstly, the monthly payment might be reduced due to an extension in the repayment tenure. And secondly, it might be because of a lower interest rate of the student loan consolidation. Which in itself is another advantage. The reduction in the monthly payment amount might be as much as 50 percent. Read the rest of this entry »

Are Microsoft and Google hoping to get into Twitter’s treasure trove of real-time information? Yes, says Kara Swisher of AllThingsD, citing sources who indicate that the two companies are separately in talks with Twitter about data licensing deals.This would involve the exchange of several million dollars plus a revenue-share to “compensate Twitter for its huge and potentially valuable trove of real-time and content-sharing information, generated from the data stream of billions of tweets of its 54 million monthly users,” Swisher wrote.

What’s unclear is whether either deal will actually come to fruition. More concrete is the likelihood that Twitter won’t strike any exclusive deals, considering the company is (according to Swisher) “seeking to create a large open platform, which many could plug into, from search engines to marketers to publishers to developers.”Twitter, which just raised about $100 million at a valuation somewhere in the neighborhood of $1 billion, doesn’t have a significant revenue stream in place yet. It’s slated to launch a premium-services package later this year, but big search-data deals with the likes of Microsoft and Google could be a significant additional source of cash. Read the rest of this entry »

The International Monetary Fund is honing in on problems posed by huge currency stockpiles in exporting nations as it takes up the baton of a global governor charged with bringing about a better-balanced world economy.The Group of 20 economic powers last month and other nations at meetings here in recent days have pushed the global lender to make sure the world never again faces a crisis like no other since the Great Depression.

While the global recession has its roots in both a debt-fueled housing boom in the United States and the free-lending ways of an export-rich China, the IMF is beginning its task by focusing on the latter half of the equation.”People are worried about the accumulation of reserves and the implications it will have down the road,” said a senior IMF official, who requested anonymity. “It is a prevention issue right now, rather than proactively changing the way people are investing their reserves.” Read the rest of this entry »

Dell introduced the Latitude Z business laptop, which includes a new wireless charging technology that could eventually find its way into other Dell systems, the company said on Tuesday. The Latitude Z can be placed on a special stand that generates an electromagnetic field to recharge laptop batteries wirelessly. The technology, which Dell calls inductive charging, takes the same amount of time to recharge laptop batteries as an AC adapter, said Steve Belt [CQ], vice president of business client engineering at Dell.

“There’s a coil in the bottom of the notebook and then there’s a matching coil in the stand. You set them next to each other and it generates a current that flows and charges the battery,” Belt said.

This is the first time Dell has included wireless recharging in its laptops. The recharging stand must be purchased separately, however, as an optional extra. The technology could help reduce the dependency on power adapters traditionally used to recharge laptops.

Dell is also adding new hardware that will allow the laptop to boot quickly while giving it “always-on” capabilities similar to those in a smartphone. The laptop includes an Arm processor — a type of chip more often found in smartphones — to boot a laptop quickly for fast access to commonly used Web applications like e-mail and a Web browser. The processor is included alongside an Intel processor, which is used to run the Windows OS. Read the rest of this entry »

Google introduced a new option for mobile search: Tip Search Suggest a mobile phone can be synchronized with the hint of a stationary computer. Thus, the user can move search history from the main computer to your mobile phone. Function is available for devices running Android, iPhone and Palm OS.

To use this feature, you must log in to your Google-account before executing the search would then be history query system. After logging in to Google from a mobile phone, the story will be automatically transferred to a portable device after selecting the option “to save your search history. At the moment function is available in test mode users to the U.S.
Referring to Search Engine Journal